Best Online Payment Platform in Egypt

Who knew that today’s world would be living in a cashless landscape? So much so that individuals don’t prefer to carry cash altogether. Egypt was one of those countries where cash-based transactions dominated the shopping outlook in general. With the onset of online payment platforms, individuals today tend to opt for cashless transactions, when shopping, which is why Egypt is gearing up to promote and amplify its digital landscape, e-commerce outlook, and the fintech sector.

Why are online payment platforms significant in Egypt?

The Covid-19 Pandemic was a distressful global event, with grave repercussions on businesses. However, the pandemic itself caused a behavioral and mindset change, amongst individuals all across the globe. Egypt was a country where the traditional retail shopping experience was preferred by the respective citizens. After being forced to stay at home, amidst Covid-19 restrictions, citizens of Egypt grew accustomed to online shopping, and the use of online payment platforms for transactions. Fast forward to 2022, there’s no going back.

The shift towards online shopping, post Covid-19, forced customers to get familiar and, at the same time, accustomed to online payment platforms, as mentioned above. This resulted in the individuals resounding to popular online payment platforms in Egypt. Today, Egypt has witnessed notable growth in the adoption of online payment platforms by the citizens of the country.

What are the best online payment platforms in Egypt?

Individuals across Egypt are frequently using online payment platforms for transacting, mostly in the e-commerce landscape. What’s more interesting is that e-commerce merchants are encouraging the use of online payment platforms in the country. 

Online payment platforms provide ease of transacting, while ensuring security to both, merchants, and customers, with an easy-to-use mechanism, allowing transactions to be processed locally and globally, within a matter of seconds. 

The government of Egypt is trying to promote its Fintech Sector, by encouraging more online payment platforms to expand their services in the country, making wide number of options being available in the future.

Having said that, if you were looking to transact through online payment platforms, here are the best available options in Egypt:

Amazon Payment Services (APS)

Via Arab Ad.

APS is, perhaps, the most widely used and popular online payment platform in Egypt, simply because of how flexible and robust it is. APS is a highly reliable online payment platform, extending its services in Egypt, providing SMEs, e-commerce, merchants, enterprises, online shoppers, and even the government, with innovative payment options. With no associated startup fees for entry-level packages, Amazon Payment Service Gateway is recognized as one of the most credible and seamless payment solutions in the country. 

APS is, undoubtedly, the best option for large-scale merchants, as the Online Payment Platform offers custom packages, based on transactional volume (per month), making it ideal for up-scaled e-commerce merchants. 

The online payment platform is fostering a cashless environment across Egypt, providing users with a digital wallet option, when transacting through a single click via Mastercard or Visa checkout. Additionally, APS data analysis algorithms allow for business growth tracking, in real-time, making it the most ideal option for most medium to large-scale businesses, and even ambitious startups, making it a popular choice of online payment platform in Egypt. 


Via Waffarha.

OPay has been the fastest growing online payment platform service in the Egyptian Market, by offering innovative digital payment solutions. Winning the award for the best New Point of Sale Payment Service Provider of 2021, from Global Economics, this new online payment platform Provider is turning out to be one of the leading one-stop platforms for payment and collection services across Egypt. The Online Payment Platform itself is a CBN-licensed mobile money platform, offering instant transaction settlement, without waiting for end-of-day reconciliation. OPay also offers a strong Dashboard for valuable business insights and tracking, understanding your transactions with time, to better depict business needs. The online payment platform service is a one-window solution for all transactional needs of merchants, with a fruitful future outlook. OPay will offer you a robust transactional mechanism and a secure platform to conduct all your monetary transactions through the digital channel, with ease, trust, seamlessness, and reliability.


PayTabs is also quite popular in the Egyptian market; it is a completely online payment platform service and easy toolkit for developers. PayTabs allows international transactions and receiving of monetary transactions, through all major and leading cards across the globe. This online payment platform service is quite convenient, offering a simple and seamless solution for merchants and customers to deal with recurring payments. With features like QR bill payments and integration with social media platforms, PayTabs is one of the more innovative online payment platform services in Egypt.


PayMob is considered to be one of the most convenient Online Payment Platforms in Egypt. PayMob is easily integrated across all online platforms, making the service highly reliable. Setting up a wide range of local and international payment options is quite easy with PayMob. PayMob offers flexibility and customizability like no other online payment platform. Be it credit or debit cards, digital wallets, COD (Cash On Delivery), loyalty points redemption, and payment links, PayMob will get you covered, by offering revenue-maximizing payment solutions for its customers. Moreover, you can even transact kiosk payments through Aman and Misr, using PayMob. 

PayMob is a multi-channel online payment platform that easily integrates with your platform’s existing settings. Through iFrames and Natural Form, customers can also safeguard their credit card details with ease, and transacting any time they want, making the online payment platform a widely used option in Egypt.


Another quite popular and heavily acclaimed global online payment platform, widely opted for, across Egypt. 2CheckOut has an expanded reach of e-merchants, being available in 211 countries, all across the Globe. Providing full-fledged PCI compliance, the online payment platform supports up to 87 currencies, with support of 15 different languages. The service also provides ‘Ultimate Fraud Detection,’ accommodating address verification, backed up 300+ CVV and rule checks. The additional transaction charges are slightly higher, given the online payment platform’s global reach, translating to roughly 4% (3.9 to be exact), + 45 cents on every transaction. Moreover, the service also offers integration with more than 100 shopping carts, which have you fully covered.

Egypt is heavily promoting its Fintech sector, by opening doors for more online payment platforms to start operating in the country. The country is also allowing more international giants of the digital payment sector to allow sending and receiving of payments across Egypt.

WE SAID THIS: Which one is your favorite? Let us know in the comments below.